clutter

Making Sense of Receipts

What do you do with your receipts after you bring them home?    Several of my clients save them — piles and piles of them — so that they can analyze their spending patterns and better understand where their money goes. That’s a worthwhile endeavor.  Unfortunately, saving them in piles does not shed any light on your spending patterns.  It just creates clutter and causes you stress.  It also makes it difficult to find an important receipt when you need it.

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Coupons: To Clip or Not to Clip?

Have you ever done the following: Carried a coupon around for weeks, then forgot to use it when you actually purchased the item? Found yourself in a store in which you needed to buy something, but postponed buying it because you knew you had a coupon at home? Yes, I know you have.  Because we all have! Have you ever gone to a store with a coupon that applies only if you spend a certain amount of money, then ran…

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Got New Electronics?

Technology changes so quickly these days that we’ve just barely mastered an acquisition before an updated version with amazing new features is out on the market.  No wonder we have a tendency to replace things that still work.   I myself have just done so with my landline phone, and I’m thrilled with my decision. However, one of the consequences of rapid technology advances is . . . clutter.  (You knew I was going to get around to that, didn’t you?)

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